제 목   HOMEWORK: In your opinion, what is the suitable salary for a Korean working man to survive in Korea?    상 태  
   작성자   ym3028    등록일   2026-10-21
   원 문
  I think 3,000,000 won a month (after tax). If you don't live in Seoul or if you live with family, you can save money for rental for living. A studio a month is 200,000 - 300,000 won in Gumi. Daegu is 400,000 won. Seoul is at least 700,000 won. Most of all, Seoul space is 2/3 or 1/2 than Daegu. Assuming that I live in Daegu, A month rental is 400,000 won. Car maintenance cost is 200,000 won. Retirement account is 750,000 won, Insuarance cost is 300,000 won. Phone bill is 20,000 won, Food expenses is 300,000 won. Hobby cost is 380,000 won. I can save money 350,000 won. If you try to save money, you would save money 600,000 won. If you want to be single alone forever, It is enough to retire since 60 yeras old. If your retirement acoount is based on S&P500, Nasdaq100 and Gold, you can start the second life since 60 years. Just it needs 20-30 years. Raincheck marrage, house. After getting as 60 years, you can achieve everything. Give up living in Seoul.
   내 용
 

I think 3,000,000 won a month (after tax). If you don't live in Seoul or if you live with family, you can save money for rental for living. = I think earning 3,000,000 won a month after tax is a good goal. If you live outside Seoul or stay with family, you can save a lot on rent.

A studio a month is 200,000 - 300,000 won in Gumi. Daegu is 400,000 won. Seoul is at least 700,000 won. = A studio apartment in Gumi costs 200,000 to 300,000 won a month, while Daegu costs 400,000 won, and Seoul costs at least 700,000 won.

Most of all, Seoul space is 2/3 or 1/2 than Daegu. = Also, studios in Seoul are half or two-thirds the size of studios in Daegu.

Assuming that I live in Daegu, A month rental is 400,000 won. Car maintenance cost is 200,000 won. Retirement account is 750,000 won, Insuarance cost is 300,000 won. Phone bill is 20,000 won, Food expenses is 300,000 won. Hobby cost is 380,000 won. I can save money 350,000 won. = Assuming I live in Daegu, my monthly costs would be:

Rent: 400,000 won
Car maintenance: 200,000 won
Retirement account: 750,000 won
Insurance: 300,000 won
Phone bill: 20,000 won
Food: 300,000 won
Hobbies: 380,000 won
Savings: 350,000 won

If you try to save money, you would save money 600,000 won. = If you try hard, you can save 600,000 won each month.

If you want to be single alone forever, It is enough to retire since 60 yeras old. = If you choose to stay single, this is enough to retire at age 60.

If your retirement acoount is based on S&P500, Nasdaq100 and Gold, you can start the second life since 60 years. Just it needs 20-30 years. Raincheck marrage, house. After getting as 60 years, you can achieve everything. Give up living in Seoul. = If your retirement fund is invested in the S&P 500, Nasdaq 100, and gold for 20 to 30 years, you can start a comfortable second life at 60. Giving up living in Seoul and delaying marriage makes this financial freedom possible.

NOTE: Mapping out a disciplined monthly budget and compounding low-cost index funds over 20 to 30 years is a realistic and powerful strategy for long-term financial independence. ^^
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